On February 13, Congress’s $168 Billion economic stimulus package was signed into law by President Bush. It provides both cash rebates and fiscal incentives. While the rebate checks for individuals are capturing most of the headlines, the bill also contains some extremely valuable benefits for small business owners.

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No doubt you have seen what’s been happening in the financial markets and are concerned about how it is affecting your Insurance and Investment portfolio.  The Federal Reserve cut two key interest rates on January 22 by three-quarters of a percentage point each, the largest cuts so far this century. The Fed took this unusual […]

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Patrick Bonnett named to participate on the 2008 (LIAM) Life Insurance Awareness Month planning committee.

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Debuting this year is the newly revised U.S. Citizenship Test.  It was revised by Alfonso Aguilar the Director of the Office of Citizenship, Department of Homeland Security and is supposed to stress American values.  I’ve included a sampling of the test questions below: 
CURRENT TEST - Sample U.S. Citizenship Test Questions:

How many stars are there in our flag?
How […]

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It’s my little way of spreading democracy and capitalism.

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I met Patrick at one of the Millard Business Association networking meetings about 18 months ago and became part of his Tuesday Networking group of MBA. We have been good friends and “Linkedin” ever since.
Patrick Bonnett is the President & CEO of Encore Financial Services.  He focuses his practice on individuals, families and family-owned small […]

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Wondering how you can improve your credit in ‘08?  Was refinancing your home loan, getting a better job or shopping for lower auto insurance premiums on your New Year’s Resolution list?  If so, then you definitely need to get to work!  One way to start is by insulating yourself from all the temptations that only serve to lower […]

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Yesterday, I wrote about Credit Reports and Child ID Theft and since then several people have asked me to clarify exactly where their credit scores come from and how to build good credit.  So here goes…
The first step one might take is to obtain a current credit report tri-merged with scores from all three major […]

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Children are at risk for Identity Theft!

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